How to Get a Replacement Car Key
It can be frustrating to lose a car key. It can also be costly depending on the kind of key you've got.
The easiest way to get a replacement is to call an auto locksmith. This is typically a less expensive and quicker option than calling the roadside assistance or a dealership.
Cost
In the past the loss of your car keys was no big deal. You could go to your local hardware store and have an alternate key made. Today, however, it's more complicated and expensive. This is because cars are more technologically advanced, and their keys too. And while this may make them more secure from theft but it also makes them pricier to replace.
The cost of replacing a lost key will differ based on the year, make and model of your car. Many newer cars have key fobs with transponder chips to protect against theft. The chips must be linked to your vehicle. This usually requires a dealership or locksmith. The cost of this service will differ based on the type of vehicle you own however, it could be as high as $200.
car key replacements come with laser-cut key that must be programmed using a specific machine available only at dealerships and specialist auto locksmiths. The cost of keys for this kind of lock is as high as $100.
The location of your home will also impact the cost. It is likely that you will have to pay more for a remote area because the tow truck and locksmith have to travel far to reach you. Additionally, a locksmith may be charged extra for holiday, after hours, and weekend work.
You can lower the cost of replacing a lost car key by keeping a spare one at the house or in your wallet. Keep your car's title or registration papers on you. They will be required to prove ownership in the event that you have to call a dealership for a new key. You can also call your roadside service for assistance. They may be able to provide you with an interim replacement, based on their conditions and terms.
Time is a factor.
It can be very frustrating to lose your car keys, but it's important to not be in a panic. First, take a minute to search for your keys to your car in a convenient place such as your purse or pocket. Then, take a walk through your day and try to recall where you might have put them the keys. This could help you remember where you lost the keys, or even if they're still in your car. It's probably time to replace your car keys if you are unable to locate them.
Most newer cars have a remote key fob that utilizes an unlock code to start the car. This kind of key needs to be programmed to ensure that it works with your vehicle. This is usually the responsibility of a professional. Contact an auto locksmith to determine whether they can take care of this, and you will be required to provide evidence of ownership.
Old-fashioned car keys made of metal are much easier to replace than remote fobs for keys. They function completely mechanically and aren't difficult to duplicate, so an expert locksmith in your area can provide you a replacement on the spot if you've lost one. They can also duplicate the ignition cylinder in your vehicle, which is an extra cost. If you'd like to create copies of your old car keys, go to a hardware shop that specializes in cars and make them quickly and cheaply.
If your car keys begin to appear worn-out it is recommended to replace them. The teeth on the key and the lock cylinder could wear down due to frequent use, making it difficult to align them properly with each other. If the key starts to become stuck in the lock, it's also an indication that it's time for a replacement.
If you own a brand new vehicle and it's a high-end model, the key may need to be programmed by the dealership. This is a difficult task that can take a long time to complete and could cost a lot of money. You may be covered by the warranty on your car or insurance dependent on the model of your vehicle.
Availability
Even if your driving is good, you may lose your keys. This can be a huge troublesome experience, especially if it occurs at the most inconvenient moment, like when you're at the gas station or at the grocery store and just want to get home. There are a variety of options to replace a lost key. You can locate an locksmith, call roadside assistance, or call your insurance provider.
The first thing you'll need to do is determine what type of car key you have. It's crucial to know that different cars use different keys. Some keys are old-fashioned and lock using the key cylinder. Others include an electronic chip that communicates with the vehicle to open doors and even start the car. Some keys can be easily repaired by an auto-locksmith while others might require you to visit a dealership for a replacement from the manufacturer.
No matter if you're using a conventional key or a smart key the first step should be to read the user manual or contact the dealer for instructions on how to program it to your car. You'll need proof that you own the vehicle, and then wait a few extra days for the dealer to order a replacement. This process may also require you to take the vehicle to a locksmith or service provider to get it programmed, which isn't the best option for people on tight schedules or who are unable to move around.
The process is a lot easier if you have an extra. You can buy a replacement car key online at a low price depending on the type of car you own. If your keys have a transponder as well as a key fob, you'll need to see a qualified expert in order to program and replace them. Based on the make and model of your car this could require an auto towing service or hiring a locksmith to complete the task for you.
Another method of getting a new car key is by using a Bluetooth tracker. These small devices attach to your keyring and emit a unique signature which can be retrieved by a mobile phone with an application installed. The app will then inform you where the key is, so you can find it whenever you need to.
Insurance
Car insurance typically does not cover the cost of lost keys. There are exceptions. Many of the best car insurance companies dedicated to client happiness provide additional coverage for things like lost keys. It is usually an extra fee, but can be less expensive than paying out of pocket for key replacement costs.
Whether or not insurance for cars covers lost keys depends on the specific policy and deductible. Most traditional metal keys are easy to replace, but if you have an smart key or electronic fob is more difficult. These keys are laser cut and incorporate chips that send an electronic signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. Furthermore, these kinds of keys are expensive since you'll need to pay for locksmith services as well as the cost of the new key.
Consider using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services can provide locksmiths with discounted rates and even pay the cost of the purchase of a new key. Some of these firms offer emergency lockout assistance, which is useful when you are in a hurry and have to get on the road.
Another option is to contact your car dealer to inquire whether they can help. Most dealerships have locksmiths on staff, and they might be able to design you new keys at an affordable price. However should the dealer need to purchase a brand new key for your vehicle, it can take several days to arrive. Keep all receipts and paperwork whatever method you decide to use. This will allow you to make a claim with your insurance company.
Losing keys to your car is a regular incident. It's not easy however it could occur to anyone. Fortunately, there are strategies to help you avoid costly consequences. While the cheapest and fastest method to replace lost keys to your car is to contact an authorized locksmith in your area, it's important to weigh the financial advantages against the time and possible deductible payment before making a claim with your insurance company.